WHO and NIOSH safe listening guidelines
The 85 dB / 8-hour anchor
Both the World Health Organization and the U.S. NIOSH set 85 dBSPL for 8 hours as the safe daily exposure limit. The dose halves for every 3 dB you go higher: 88 dB at 4 hours, 91 dB at 2 hours, 100 dB at 15 minutes, 109 dB at under two minutes.
Hearing damage is cumulative - a loud commute plus loud music at home stacks. The worst part is the damage is usually painless and silent, showing up years later as tinnitus, frequency notches, and reduced spatial hearing.
What this calculator gets right (and what it can't)
The math here is the textbook headphone power-to-SPL formula: P = V² ÷ Z, then SPL = sensitivity + 10·log10(P_mW). It tells you the average SPL at a given volume; real music has 10-15 dB of crest factor on top, so transient peaks land higher than the displayed average.
Coupling to your ear (open vs. closed cans, IEM seal quality, head-related transfer function) shifts the in-ear SPL by a few dB in either direction. For a precise measurement, use a coupler or a calibrated SPL meter at the ear cup.